Protie....NO!!!!!

OK...I admit...I sort of love my car. Not b/c it's a Bentley, Benz or BMW...but b/c it's MY car. It's the first car that I bought all by myself. I remember, in August of 1998, when I went to the lot to pick it out. I picked out one color...and was all set...and then as I was walking back into to sign the papers, I saw her. She still had the white tape/film on it and everything...and at that moment, she became mine. (OK...I'm sounding like someone who needs a friend...but I don't care. LOL!)

Anyways, as she was violated the other day, I finally got the word from the violator's insurance company that I could take Protie in to get repaired. So I do some research before I choose a place...and then set up an appointment. I'm actually getting hype at this point b/c she is going to be fixed soon. I roll up at the dealership (yep, I took her to the dealership body shop...can't just be going to anyone...and they were on the insurance companies preferred list) and prepare to part for a few days. I had actually been cool with the fact that she had been in an accident...that is all the way up until today when the body shop told me that my car may have to be totalled out. WHAT? Totalled out? What do you mean? I mean, she's still completely drivable...she just needs a small facelift. Then he was like, unfortunately, once the damage totals add up to more the 70% of what the car is worth, the insurance company usually totals it out. I'm like...so that means you are not going to fix her? He says, when we have damage like this, we have to have the actual insurance company estimator give it a look before we can proceed. Let's set up you an appointment for State Farm to look at it. At this point, I'm heated. Totalled to me means that you are going to give me a check for the retail value of my car and take my car....meaning I have to get a new car...meaning I have to take the time to go and search for a new car and potentially ending up with a car that I have to make payments on. I don't do payments. Been there...done that...finished in August 2003! Thanks. The Management. Plus, as I am about to graduate, I'm about to have to start making payments ANYWAY...that is, on these gargutuan amount of loans that I have to pay back. But, let me not even start down that road! And, I'm not trying to be having my entire check taken by these loans, and car payments, and insurances. Hell to the NAW!

So...all I can do now is wait until Friday and see what they say. All I know is...they better not say the wrong thing. I don't want to have to act ethnic!